Millennials own nothing because the economy screwed us over for 25 years – but older generations still try and blame it on our work ethic

[Business Insider, Leung/Insider Intelligence] My parents don’t understand why I don’t own a house, a car, or a retirement savings account. My generation has fewer job opportunities, more student debt, and outrageous housing prices. It’s far worse for us than it was for previous generations. Ingrid Cruz is a freelance […]

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My parents lived by 4 money rules that helped them buy land, give back to their community, and retire comfortably without debt

[Business Insider] My parents had four pillars that guided their financial decisions: invest in yourself, spend according to your values, march to the beat of your own drum, and give back to your community. These pillars helped them buy land and maintain a working farm that fed our family, grow […]

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My parents have relied on the same budgeting strategy for over 50 years, and it’s helped them retire with tons of cash in the bank

[Business Insider] When my parents first got engaged, my father went to the library to read about “married peoples’ finances.”  The book he checked out recommended tracking every penny of your spending, then budgeting based on your spending. Following that advice for over 50 years has allowed them to buy […]

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