Buying term life insurance instead of pricier whole life means I can put an extra $1,200 a year in my retirement account

[Business Insider, Getty Images] When my husband and I were first married 13 years ago, we bought term life insurance policies — one each.  We each pay about $25 a month each for two 30-year policies worth $300,000 per policy. Ten years later, we added two more 30-year policies worth […]