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Improve Your Credit Score With Amex’s New Tool

[Forbes, Getty Images] If you want to improve your credit score but aren’t sure where to start, American Express now offers a free tool that acts like a blueprint to help you accomplish your objective. Called Score Goals, the program lets users enter the score they aspire to and then generates a personalized recommendation for how to […]

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The average credit score by age, state, and year

[Business Insider, Getty Images] The average American has a FICO credit score of 703, according to data from Experian — that’s considered ‘good’ by FICO’s ratings.Credit scores are numerical ratings of your borrowing and repayment history, commonly used by banks to determine eligibility for loans and interest rates. People over 50 have average credit scores higher than the national […]

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If Your Rent is More Than $1,200/Month, Make These 5 Moves

[The Penny Hoarder, Getty Images] If you’re paying more than $1,200 a month in rent by yourself, that means two things: It stinks to pay that much rent, and You’ve clearly got some income. Not everyone can afford that kind of rent.So you’re making money and living in a decent place. You’ve finally got a little […]

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