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Refinancing my mortgage didn’t lower my monthly payment by much, but it saves me $50,000 and gets me 2 years closer to debt freedom

[Business Insider, Getty Images] When the Federal Reserve dropped the federal funds rate target to zero in March 2020, the average interest rate fell to a record low.As interest rates fell, I jumped at the opportunity to save on my mortgage.Instead of opting for the lowest-possible payment on a 30-year loan, […]

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Opinion: More cuts to 401(k) matches are coming

[MarketWatch, Getty Images] To conserve cash, some employers are suspending contributions to their workers’ 401(k) accounts. And if this downturn plays out like previous recessions, more will follow. The handful of employers announcing suspensions in recent weeks include travel companies and retailers hit first and hardest by shrinking consumer demand, […]

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10 Ways To Get Out Of Debt

[Bankrate] Getting out of debt isn’t easy, and that’s especially true when you don’t have a money tree growing in your backyard. Sometimes it takes all you have to keep up with monthly bills and save for a rainy day, let alone pay the minimum monthly payments on your credit […]

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